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By Bradley O. Cebeci
A proposed settlement announced by the FTC this week signals a new enforcement strategy against negative option marketers that engage in unfair or deceptive practices in connection with automatic renewal billing programs.
The Restore Online Shoppers Confidence Act (“ROSCA”) is a federal statute that prohibits charging consumers for goods or services sold in transactions effected on the Internet through a negative option feature unless the seller (1) clearly and conspicuously discloses all material terms of the transaction before obtaining the consumer’s billing information, (2) obtains the consumer’s express informed consent before making the charge, and (3) provides a simple mechanism to stop recurring charges.
The FTC’s recent action against MoviePass did not challenge its billing disclosures or consent and cancellation mechanisms, however. Instead, the Commission used ROSCA to challenge the Company’s deceptive practices, which prevented consumers from taking advantage of the advertised subscription service.
MoviePass promoted a subscription service that allowed subscribers to view “one movie per day” at local theaters for a $9.95 monthly service fee. But, according to the FTC, MoviePass employed three tactics to block customers from accessing the advertised benefits, including:
- Fabricating claims of “suspicious activity or potential fraud” on the accounts to invalidate subscriber passwords, which obligated customers to use a cumbersome password reset system that often blocked them from regaining access;
- Using a ticket verification program, which required subscribers to submit photos of their physical ticket stubs for approval through the MoviePass app within a certain timeframe, in order to discourage use of the service; and
- Using “trip-wires” to block certain groups of users that viewed more than three movies per month from using the service to buy more tickets.
The Commission alleges that these deceptive tactics rendered the “one movie per day” promise illusory; and, as a result, MoviePass failed to obtain consumers’ informed consent for the recurring subscription fee.
While the proposed settlement does not provide for monetary relief (MoviePass has declared bankruptcy), this action appears to signal a new strategy by the FTC to get around the Supreme Court's recent AMG Decision, which cut off its ability to pursue consumer redress in federal district court under Section 13(b) of the FTC Act. Critically, ROSCA allows the FTC to seek consumer redress, damages and other monetary relief directly in federal court under Section 19 of the FTC Act, without the need for an administrative action as would be required for claims of unfair and deceptive practices brought under Section 5 of the FTC Act.
Thus, by the MoviePass case, FTC has communicated a willingness to expand its use of ROSCA to challenge any aspect of a continuity-billing program that it deems unfair or misleading, thereby opening the door to monetary relief in the form of consumer redress and penalties that would not otherwise be in play.
This should be a warning call to negative option marketers. ROSCA compliance is no longer limited to a simple evaluation of pre-enrollment billing disclosure and consent mechanisms, but should also encompass service quality and fulfillment practices. Those who fail to take heed may face dire consequences.
Bradley O. Cebeci is a Partner with Rome & Associates who focuses his practice on payments, FTC defense, and digital marketing.
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By Bradley O. Cebeci
As we have recently reported, the United States Supreme Court’s decision in AMG Capital Management cut off the FTC’s ability to use section 13(b) of the FTC Act—which facially allows the FTC to seek only injunctive relief to stop practices it views as unfair and deceptive—as a vehicle for pursuing monetary relief against defendants in FTC district court enforcement actions. That does not mean a free ride for marketers who run afoul of the FTC, however.
Case in point.
Earlier this week, the Commission approved final administrative consent orders against three companies, BASF SE, its subsidiary, BASF Corp. and DIEM Labs, which together have agreed to pay more than $416,000 to settle charges that they deceptively marketed two dietary fish oil supplements as clinically proven to reduce liver fat in adults and children with non-alcoholic fatty liver disease (NAFLD).
The FTC’s administrative complaint, filed on March 31, 2021, alleges that BASF SE, which developed and owns the supplements Hepaxa and Hepaxa PD (the “Products”), acted through its US subsidiary, BASF Corp., to retain DIEM Labs to advertise and distribute both supplements in the United States.
The final orders prohibit the companies from claiming that the Products (or any similar products) cure, treat, or mitigate any disease, unless the claim is true and substantiated by competent and reliable scientific evidence in the form of randomized human clinical testing. The final orders also impose a monetary judgment in excess of $416,000 to enable the Commission to provide refunds to all consumers who bought either supplement.
So, if the FTC may no longer pursue monetary relief under section 13(b), why did these companies agree to disgorge these monies?
Because, if a respondent elects to contest the charges brought by the FTC via an administrative complaint, the complaint is adjudicated in a trial-type proceeding before an administrative law judge (“ALJ”). Upon conclusion of the hearing, the ALJ issues an “initial decision” setting forth her findings of fact and conclusions of law, and recommending either entry of an order to cease and desist or dismissal of the complaint. Either side may appeal the initial decision. Upon such an appeal, the Commission receives briefs, holds oral argument, and thereafter issues its own final decision and order. A Commission order generally becomes final 60 days after service on the respondent.
A respondent who violates a final order faces civil penalties, which may be pursued by the FTC in federal district court. After a final order is entered, the Commission may also seek consumer redress from the respondent in federal district court for consumer injury caused by the conduct that was at issue in the administrative proceeding pursuant to Section 19 of the FTC Act. Finally, the Commission may even obtain civil penalties against non-respondents who received a copy of a final order declaring a practice unfair or deceptive.
The takeaway: those deemed by the FTC to be engaged in deceptive or unfair marketing practices should not expect to get a pass. They still face the risk of civil penalties and consumer redress.
If you have been served with a Civil Investigative Demand or FTC complaint, you need experienced counsel to defend your interests.
Bradley O. Cebeci is a Partner with Rome & Associates who focuses his practice on payments, FTC defense, and digital marketing.
The Uncertain Future of FTC's Ability to Seek Equitable Monetary Relief
By Bradley O. Cebeci
On April 22, the Supreme Court issued its opinion in AMG Capital Management LLC v. FTC overruling four decades of judicial decisions holding that section 13(b) of the FTC Act authorizes courts to require law violators to return illegal gains to harmed consumers. Days before the AMG ruling, a bill—The Consumer Protection and Recovery Act (H.R. 2668)—was introduced in the House that would amend section 13(b) to codify the FTC's ability to seek the return of ill-gotten monies through restitution and disgorgement, and pursue conduct that is no longer occurring. Not everyone wants to see that happen: the US Chamber of Commerce has taken the position that the FTC’s ability to pursue monetary damages should be restricted to section 19, which requires the FTC to use administrative proceedings to find a violation before going to court, and then to prove that a reasonable person should have known they were violating the law. The Chamber also wants to limit FTC’s enforcement powers under section 13(b) to only ongoing or imminent conduct. On Tuesday of this week, the FTC’s Acting Chairwoman, Rebecca Kelly Slaughter, wrote a letter to the Senate Committee on Commerce, Science, and Transportation responding to the Chamber’s arguments. While Democrats and Republicans alike appear to agree that FTC's ability to seek financial restitution is important, there is significant disagreement along partisan lines as to the appropriate scope of that authority. This fight is just getting started. Break out your popcorn.
Bradley O. Cebeci is a Partner with Rome & Associates, APC. Brad focuses on Payments and Digital Marketing Law.